Crypto Tax Calculator — 30% VDA Tax, TDS Credit and Net Payable

The rules applied

Gains on each transfer of a virtual digital asset are taxed at 30% under section 194 (115BBH) with only the cost of acquisition deductible. A loss on any asset is ignored — it cannot reduce gains on other assets or other income, and cannot be carried forward. Health and education cess of 4% applies, and surcharge applies where total income exceeds ₹50 lakh. Tax deducted at source under section 393 (194S of the 1961 Act) (1% of the sale consideration) is credited against the tax due. Every transfer is reported in Schedule VDA; foreign exchange accounts held by residents are reported in Schedule FA. Read our full note on crypto tax.

Disclaimer. These calculators are provided for general information only. They apply the Indian and UAE tax rules as we understand them for the year stated and are not legal, tax or professional advice, and they do not create a client relationship. Your actual liability depends on your complete facts, on documents we have not seen and on law that changes; please confirm any figure with us before relying on it or acting on it. I. H. Khan and Associates accepts no liability for decisions taken on the basis of these tools. Nothing you enter leaves your browser unless you choose to send the result to us. Section numbers are those of the Income-tax Act, 2025, in force from 1 April 2026, with the familiar 1961 Act number in brackets; the rules are unchanged — see our section map.