Living in India vs Living in the UAE — Your Personal Tax Compared on the Same Income
Enter your income by head and where it arises; see the total tax living in India as a resident against living in the UAE as a non-resident — Indian slab and special rates, UAE corporate tax on a UAE business, the foreign tax credit, the Indian-source income that stays taxable, and the residency rules that decide whether the UAE column holds.
Your income for the year (₹)
“Arises in” decides what India still taxes if you live in the UAE — Indian salary, Indian property, Indian assets and Indian business stay taxable in India.
Capital gains
Result
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What the comparison assumes
Living in India: resident and ordinarily resident, taxed on worldwide income under the new regime for FY 2026-27 — slab rates with the ₹12 lakh rebate (and marginal relief) on slab income, ₹75,000 standard deduction on salary, listed-equity gains at 12.5% (long-term, above ₹1.25 lakh) and 20% (short-term), other long-term gains at 12.5%, other short-term gains at slab, rent after the 30% deduction and interest, surcharge and cess; UAE corporate tax paid on a UAE business is credited against the Indian tax on the same profit. Living in the UAE: non-resident in India for the whole year — fewer than 182 days, and outside the 120-day rule and the deemed-residency rule for Indian citizens with Indian income above ₹15 lakh — so India taxes only Indian-source income, at the same rates but with no rebate, and the UAE taxes a business through a company at 9% above AED 375,000 (0% for qualifying free zone income) and nothing on salary, rent, gains or interest received personally. Not modelled: the year of the move, treaty relief on Indian shares, TDS timing, UAE VAT, the cost of substance, and the place-of-effective-management rule. Check your status with the residential status calculator and read our NRI note.
Disclaimer. These calculators are provided for general information only. They apply the Indian and UAE tax rules as we understand them for the year stated and are not legal, tax or professional advice, and they do not create a client relationship. Your actual liability depends on your complete facts, on documents we have not seen and on law that changes; please confirm any figure with us before relying on it or acting on it. I. H. Khan and Associates accepts no liability for decisions taken on the basis of these tools. Nothing you enter leaves your browser unless you choose to send the result to us. Section numbers are those of the Income-tax Act, 2025, in force from 1 April 2026, with the familiar 1961 Act number in brackets; the rules are unchanged — see our section map.
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